Credit

Credit

Banks and non-banks provide credit options for businesses to facilitate international trade.

Credit

Trade Loans

A trade loan is short-term finance for a business, such as a manufacturer or wholesaler, to finance the gap between the purchase of and payment for raw materials or goods and the sale of and receipt of payment for finished goods.

Invoice Discounting/Factoring

Businesses use invoice discounting or factoring to access working capital and improve their cash flow. Banks and other lenders advance a business a proportion of its outstanding invoices with payments received from debtors lodged into the lender’s account.

For more information on invoice discounting or factoring, please visit the Credit Options page here.